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Professional Indemnity Insurance

Professional Indemnity Insurance is an additional insurance product offering better, more enhanced and very specific cover than that of basic business insurance. Therefore those businesses who have the need to sort Professional Indemnity Insurance will do so, in addition, to also holding what could be classed as normal (basic) business insurance.

Professional Indemnity Insurance is so designed in order to offer protection to professionals and their business’s in the event of a client making an insurance claim against them as a result of non-performance, or a breach of a duty of care or professional negligence.

This can be via a variety of guises such as web developers hosting going down a losing all the clients’ website, details etc. Providing incorrect advice to clients which when followed results in having a detrimental effect on the client/business.

Professional Indemnity Insurance should not be confused with Public Liability Insurance, as individually they provide different insurance cover. Often businesses will take out both policies

 

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